HVAC System Financing

Discover affordable HVAC system financing options today.

Race City Heating & Air has teamed up with Synchrony Bank to make your HVAC system replacement affordable and on the terms that best suit your needs.

Click on the picture below, or click Here to be redirected to our financing application. Once approved, choose the plan that best suits your needs, contact your Race City Heating & Air representative and we will take care of the rest. 

Financing options available for new systems, on approved credit, are as follows:

Option #1- Plan 924

No monthly interest if paid in full within 18 months (Deferred Interest)-

No monthly interest charges will be assessed, if the financed amount is not paid in full within 18 months, monthly interest will be imposed from the date of purchase at the default APR shown on the sales slip.  Fixed monthly payments are required equal to 2.50% of the highest balance applicable to the purchase amount, rounded to the next highest whole dollar, until paid in full. 

Option #2- Plan 943

9.99% APR and fixed monthly payments equal to 1.25% of financed amount- Until paid in full

Estimated payoff period- 132 months

Option #3- Plan 971

Estimated payoff period- 61 months

7.99% APR and fixed monthly payments equal to 2.00% of financed amount- Until paid in full

Option #4- Plan 980

5.99% APR and fixed monthly payments equal to 3.00% of financed amount- Until paid in full

Estimated payoff period- 37 months

Option #5- Plan 920

No monthly interest if paid in full within 6 months (Deferred Interest)-

No monthly interest charges will be assessed, if the financed amount is not paid in full within 6 months, monthly interest will be imposed from the date of purchase at the default APR shown on the sales slip.  Fixed monthly payments are required equal to 2.50% of the highest balance applicable to the purchase amount, rounded to the next highest whole dollar, until paid in full. 

*Financing is through Synchrony Bank, not through Race City Heating & Air, LLC.  Terms and conditions can change at their discretion at any time. What is listed above is an example of what we offer at the time this was written.